CUSTOMIZED INSURANCE
DESIGNED FOR ARCHITECTS
AND ENGINEERS
SQUARE Insurance is a one-stop shop for architect and engineer small business insurance.
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Whether you have a firm with partners and employees or you’re working independently, we’ll help you quickly get insurance online at an affordable price so you can get to work.
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Oh, and you’ll save up to 10% when you bundle two or more of our policies.
WHY DO ARCHITECTS AND ENGINEERS
NEED BUSINESS INSURANCE?
Business insurance offers you protection from a wide range of unexpected events and accidents, from an error in your plans to a collision involving your work vehicle. As an engineer or architect, you’re almost always required to have insurance to work on client projects. With the right coverage, you can do your work and focus on the job knowing that you have the protection you need from project risks.
Engineer and architect liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging property, or if someone says that your work mistake caused financial losses.
We combine two types of liability insurance in our business insurance packages:
General liability is the basis of solid insurance coverage for architects and engineers. Given how much time you spend on property that doesn’t belong to you, it’s probably not hard to imagine that at some point you could cause or be blamed for damaging building materials at a construction site or breaking a piece of machinery in a manufacturing facility.
Learn more about General liability for architects and engineers.
Professional liability insurance (also known as errors and omissions), covers you for cases where you are accused of not having done your job properly, whether that’s true or not. If you make a mistake in your plans that causes a financial loss, you could be faced with a lawsuit. Your coverage can help pay for costs to defend your business or fix the problem.
Learn more about Professional liability for architects and engineers.
HOW ARCHITECTS AND ENGINEER INSURANCE
PROTECTS YOUR SMALL BUSINESS
HOW MUCH DOES ARCHITECTS AND ENGINEERS
BUSINESS INSURANCE COST?
You can save up to 25% in discounts when you buy engineer or architect small business insurance with NEXT. The exact amount you pay will depend on:
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The types of projects you work on
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Where your clients are located
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Your payroll and the kinds of jobs your employees do
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The number and types of vehicles you use at work
OTHER IMPORTANT BUSINESS INSURANCE COVERAGE FOR ARCHITECTS AND ENGINEERS
Liability insurance is a good start to making sure you’re covered but you can also customize your business insurance to protect your employees, your vehicles and your business property.
WORKERS' COMPENSATION FOR BUILDING INSPECTORS
Workplace injuries happen more frequently than you might think, especially in your line of work. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from being struck by a falling beam at a construction site.
This coverage is required for businesses with employees in every state except Texas.
COMMERCIAL AUTO INSURANCE FOR SURVEYORS AND MAPPERS
You’ll need commercial auto insurance in most states if you own work vehicles that are titled to your business.
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You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to meet with clients or visit work sites, it probably won’t be covered under your personal car insurance.
COMMERCIAL PROPERTY INSURANCE FOR ARCHITECTS AND ENGINEERS
Architects and engineers who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.