A BUSINESS OWNER'S POLICY(BOP) IS ONE OF THE MOST POPULAR BUNDLES FOR SMALL BUSINESSES. DEPENDING ON YOUR COVERAGE, IT CAN HELP PAY FOR:
PROPERTY DAMAGE
If you damage someone’s property or something happens to your business equipment and structures.
If someone other than an employee gets hurt and your business is responsible
COURT & LEGAL FEES
You need an attorney for a lawsuit, even if you did nothing wrong.
INJURIES
BUSINESS INCOME INTERRUPTIONS
If your business has to close unexpectedly and you need help with expenses.
If you are accused of copyright infringement, libel or slander.
INVENTORY REPLACEMENT
If your inventory is damaged by fire, water or another source covered by your policy.
ADVERTISING MISTAKES
HERE'S EVERYTHING YOU NEED TO KNOW ABOUT BUSINESS OWNER'S POLICY
LET'S FIND THE COVERAGE YOU NEED FOR YOUR BUSINESS
Business insurance is divided into different policies. We offer seven types so it's easy to design the coverage that fits your business.
GENERAL LIABILITY
Protect yourself from accidents that cause physical injury or damaged property.
WORKERS' COMPENSATION
Shield yourself from lawsuits that claim your work errors caused financial losses.
PROFESSIONAL LIABILITY/E&O
Cover medical bills and lost wages if your employees have an accident at work.
COMMERCIAL AUTO
Stay on the road with coverage for dents, tows and damage to someone else’s vehicle.
TOOLS & EQUIPMENTS
Upgrade your general liability coverage to protect any gear that’s stolen, damaged or lost.
COMMERCIAL PROPERTY
Keep your building, inventory and equipment protected from fire or water damage.
BUSINESS OWNER'S POLICY
Combine general liability and commercial property into one policy to protect your business.