GET CUSTOMIZED CLEANING BUSINESS INSURANCE TO FIT YOUR NEEDS
WHY DO CLEANING PROFESSIONALS
NEED BUSINESS INSURANCE?
Business insurance offers you protection from a wide range of accidents and business risks, from a customer slipping on a wet floor you just mopped to being accused of damaging property or theft.
Having the right types of insurance for your cleaning business means that you don’t have to pay entirely out of pocket after an accident or to defend your business.
Cleaning liability insurance can help cover costs if a client accuses you of damaging an expensive carpet or not following safety instructions and causing an injury.
We combine two types of liability insurance in our business insurance packages:
General liability is the insurance coverage that most cleaning business owners buy first because it covers some of the most common accidents when you work with clients — property damage and injuries to non-employees.
You’ll have financial help if someone trips over your bucket and gets hurt or you accidentally shatter an expensive vase.
Learn more about General liability for cleaners.
Errors and omissions insurance (also known as professional liability),provides financial protection if your client claims you didn’t do a good job or if you’re accused of making a mistake that causes someone to lose money. Accurate or not, you could have to pay to defend your business if they take legal action. Professional liability coverage will cover legal expenses or to amend the mistake.
LIABILITY INSURANCE FOR CLEANING
BUSINESSES
HOW MUCH DOES
CLEANING BUSINESS
INSURANCE COST?
You can save up to 25% in discounts when you buy cleaning insurance with SQUARE. The exact amount you pay will depend on:
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The types of cleaning services you offer
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The kinds facilities you clean
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If you have any employees and the kinds of work they do
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The number and types of vehicles you drive for work
OTHER IMPORTANT BUSINESS INSURANCE COVERAGE FOR CLEANERS
Liability insurance is a must-have for covering your bases but you may want to add other types of business insurance to protect your cleaning equipment, your work vehicles and your employees.
WORKERS' COMPENSATION FOR CLEANERS
If you have employees, workers’ compensation insurance for cleaners helps offset the costs of medical bills if they get hurt or sick on the job. Workers’ comp can also help to cover their lost wages while they recover from accidentally falling down the stairs while vacuuming.
This coverage is required for businesses with employees in every state except Texas.
COMMERCIAL AUTO INSURANCE FOR CLEANING BUSINESSES
Commercial auto insurance is legally required in most states if you own a car or truck that’s titled to your business. Even if you drive your own truck to job sites, it probably won’t be covered under your personal car insurance.
TOOLS AND EQUIPMENT INSURANCE FOR CLEANERS
Tools and equipment insurance can be added to your general liability insurance to help cover the cost of repairing or replacing your gear, whether it’s mops or extension poles.